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Public Auto Insurance

Public Auto Insurance

What We Insure

Yellow taxi cab

Taxi

Black luxury fleet vehicles

Car Service

Luxury limousine fleet

Limousine

Accessible paratransit vans

Paratransit

Airport shuttle bus

Airport Transit

Commercial coach bus

Coach / Bus

Yellow school bus

School Bus

Business service vehicle

Business Auto

Taxi Cab / Car Service Eligible Operations

Lines of Business: Automobile Liability, Physical Damage, and General Liability — Up to $1,000,000 CSL

  • For-Hire transportation of passengers. Insured must be dispatched from or a member of a radio group or association, or possess a medallion.
  • Demand-Response units with less than 24-hour prearranged pickup reservations.
  • New venture individuals and partnerships are acceptable with résumé or letter of experience.
  • Sedans and minivans with capacity up to 7 passengers, excluding the driver.

Limousine Eligible Operations

Lines of Business: Automobile Liability, Physical Damage, and General Liability — Up to $1,000,000 CSL

  • Pickups arranged at least 24 hours in advance.
  • Vehicles used for special events (weddings, proms, funerals), business functions, airport trips.
  • Radius of operation within 100 miles.
  • Luxury sedans and stretches, vans and minibuses.

Paratransit Eligible Operations

Lines of Business: Automobile Liability, Physical Damage, and General Liability — Up to $1,000,000 CSL

  • For-Hire transportation of patients on a contract or demand-response basis.
  • Medicars & Ambulettes.
  • Vehicles owned and operated by social service organizations or medical facilities.
  • Eligibility requires a minimum 85% revenue from these types of operations.

Airport Transit Eligible Operations

Lines of Business: Automobile Liability, Physical Damage, and General Liability — Up to $1,000,000 CSL

  • Airport shuttles to hotel/resort or business/casino.
  • Airport taxi that is 100% associated with airport — all rides must originate at airport.
  • Sedans and vans up to 14 passengers.

Business Auto Eligible Operations

Lines of Business: Automobile Liability and Physical Damage — Up to $1,000,000 CSL

  • Vehicles used in the pursuit of the insured's business.
  • Vehicles which are registered to the business if it is a corporation, or to an individual if it is a sole proprietorship or partnership.
  • Local or intermediate radius only (ISO definition).

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